Football is Hard.

Getting A Mortgage Shouldn't Be.

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach


We’re Expanding!  Now Offering Jumbo Residential and Investor Loans
in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Texas, Virginia and Washington.

Welcome to Jumbo Rates Texas, your Texas jumbo mortgage expert

Jumbo Rates Texas is part of the Hurst Lending and Insurance Group of Companies.   We specialize in jumbo and non-conforming loans to help you purchase a new home or refinance an existing home loan.  We have competitive jumbo rate programs for self employed borrowers, physicians, and borrowers with multiple income sources.

Jumbo & Conforming Mortgage Rates

Loan Type



30 Year Fixed


15 Year Fixed


Jumbo 30 Year Fixed


FHA 30 Year Fixed


VA 30 Year Fixed


* Mortgage Rates as of 12/03/2018 1:58 PM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers.

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Jumbo Home Loan Programs

  • Split Jumbo Mortgages ($453.1k first lien conforming loan + 2nd loan for the balance of your loan)

  • Jumbo Bridge Loans (buying a new home but old home has not yet sold)
  • Interest Only Jumbo Loans for purchases or refinance, as well as 40 year amortized adjustable rate jumbo loans
  • Cash Out Jumbo Mortgages (fixed and adjustable loan options)
  • Non-recourse Multifamily loans with low fixed rates and term up to 40 years.
Get A Quote

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  • Primary Residence
  • Second & vacation homes
  • Condos & rental property
  • Cars, trucks & motorcycles
  • RVs & motor homes
  • Nationally Renowned Carriers
  • Save up to $500/year
Get A Quote

As a mid-size lender, we work hard to find creative ways to meet our customers’ unique needs – like our wide range of jumbo loan programs for a variety of situations.

Low Down Payment Jumbo Loans

Jumbo loans with as little as 5% down.
jumbo mortgage for modern estate
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Cash Out Jumbo Loans

Unlike most Texas lenders, we offer adjustable or fixed rate jumbo cash out mortgages, as well as conventional cash out mortgages.
jumbo cash out mortgages
Learn More

FHA Multifamily Loans

Some of the most competitive financing packages available for multifamily, skilled nursing, assisted living, and elderly housing.
Learn More

Residential Bridge Loans

Save the hassle of moving twice. A residential bridge loan bridges the gap between buying your new home and selling your old one.
Learn More

Why Choose Jumbo Rates Texas

Customer Reviews


Repeat & Referred Business


Successfully Closed Loans/Year


aggie1002012 & 2013

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
Tony P
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Family Owned. Texas Proud.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance and its specialty divisions are still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

Texas Aggie Heritage

Hurst Lending and its divisions are proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.


Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on

Hurst Lending is also very proud that we have twice been recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

More About Us

Pool Escrow: Don’t Forget Your Outdoor Space When You Build

February 19th, 2017|

Republished from our parent company blog Today’s trend toward outdoor living – think outdoor kitchens, posh patio furniture, covered verandas wired for TV & speakers, firepits and other little luxuries- encourages us to think of the outdoor environment of the home hand-in-hand with the house [...]

How Do I Remove My Ex-Spouse From My Mortgage?

August 27th, 2015|

Does it chafe every time your mortgage statement arrives with your ex-spouse's name on it? Are you tired of being in limbo while you clean up all the messy details of your divorce? It's easier than it sounds to get your ex off your mortgage. [...]