Low Down Payment Jumbos

Low Down Payment JumboJumboRatesTexas.com offers options for low down payment jumbo loans. As you might know if you have shopped for a non conforming jumbo mortgage, most lenders require 20% or more for a down payment. We offer many low down payment jumbo loan options, including:


  • Offer as little as 5% down for purchase prices up to $700,000.
  • Offer as little as 10% down for purchase prices up to $1.5 million.
  • Offer less than 20% down for purchase prices over $2.25 million.

All jumbo loan products do require “reserves”. A reserve is cash left over after down payment/closing costs. If you only have to put down 5% or 10%, this increases your reserves because you have taken out less for your down-payment. Every program and scenario is different. There is not really a set requirement for reserves but generally, retirement assets such as 401(k) or IRA’s will count for at least a percentage of the reserve requirement for the low down payment options.

If you have a non conforming jumbo purchase price or a jumbo loan amount that you wish to refinance  in Dallas, Fort Worth, Houston, Austin, San Antonio or anywhere else in Texas, please contact us with questions on our low down payment jumbo loan options. We will take the mystery of out the process and provide you with a personalized pre-qualification letter to go along with your purchase offer.


 Jumbo Home Loan Rate Quote